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Position: Commercial Credit Analyst
Compensation: $120,000 – $130,000 annually, depending on experience
Location: Tulsa; DFW; OKC
Inceed has partnered with a great company to help find a skilled Commercial Credit Analyst to join their team!
This is an excellent opportunity for a seasoned credit professional who enjoys digging into the details, supporting lending decisions, and helping maintain a strong and healthy loan portfolio. In this role, you’ll partner with lenders and credit leadership on complex commercial requests, making a direct impact on underwriting quality and portfolio performance. If you bring strong commercial credit experience and enjoy working across a diverse loan book, this could be a great next step.
Key Responsibilities & Duties:
- Perform detailed financial and credit analysis for commercial lending relationships
- Evaluate borrower financial statements, cash flow, and repayment capacity
- Prepare clear credit memorandums and underwriting recommendations
- Monitor portfolio risk and identify emerging credit concerns
- Review collateral, covenants, and financial trends for ongoing oversight
- Support lenders with credit structuring and risk mitigation strategies
- Analyze commercial loan requests, renewals, and extensions
- Review borrowing base certificates, aging reports, rent rolls, and covenant compliance
- Recommend risk rating changes based on portfolio performance
- Partner with internal teams to support efficient credit administration
Required Qualifications & Experience:
- Bachelor’s degree in finance, accounting, or related business field
- At least 5 years of commercial credit analysis or underwriting experience
- Experience at a financial institution required
- Strong understanding of financial statement analysis and cash flow modeling
- Ability to evaluate complex commercial credit relationships independently
- Experience preparing credit memos and underwriting recommendations
- Strong risk assessment and decision-making skills
- Valid driver’s license, proof of insurance, and reliable transportation
Nice to Have Skills & Experience:
- C&I lending experience
- Commercial real estate credit experience
- Exposure to diverse commercial loan types
- Experience with larger or more complex loan structures
- Background supporting lenders in a collaborative environment
Perks & Benefits:
- This opportunity includes a comprehensive and competitive benefits package—details will be shared during later stages of the hiring process.
Other Information:
- Hybrid schedule: 3 days onsite, 2 days remote
- Interview process includes two rounds
- Role supports commercial lending decisions and portfolio monitoring
- Focus is on quality, consistency, and sound judgment
- Client is unable to provide sponsorship at this time
If you are interested in learning more about the Commercial Credit Analyst opportunity, please submit your resume for consideration. Our client unable to provide sponsorship at this time.
We are Inceed, a staffing direct placement firm who believes in the possibility of something better. Our mission is simple: We’re here to help every person, whether client, candidate, or employee, find and secure what’s better for them.
Inceed is an equal opportunity employer. Inceed prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity, or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
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